Myth: Habitat Gives Homes Away for Free
One of the most persistent myths about Habitat for Humanity is that we give houses away for free. In fact, we sell homes at cost to qualifying individuals/families like the Gutierrez family who demonstrate a willingness to partner with us. These folks are what we call Partner Homebuyers and make no mistake: they don’t just buy their homes, they work for them, too.
Becoming a Partner Homebuyer
Partner Homebuyers are selected based primarily on three things:
- Need for housing. People living in substandard or unsafe conditions are good possible candidates for our program. The Gutierrez family home is severely overcrowded, a problem which often creates health concerns as well, thereby marrying substandard with unsafe – a deleterious combination.
- Willingness to partner. Becoming a Partner Homebuyer means entering into a long-term relationship with Habitat for Humanity. In the first place, building a home takes time and hard work. Then, once the home is built, homeowners remit their mortgage payments to Habitat. All in all, we’re talking about a relationship of up to 30 years or more. And with 250 hours of sweat equity to complete before construction even begins, that relationship begins with labor. Folks like the Gutierrez family have consistently demonstrated their desire to work alongside us toward a world where everyone has a decent place to live.
- Ability to repay the mortgage. Partner Homebuyers like the Gutierrez family have a proven history of prompt bill payments and the documented ability to pay their mortgage each month.
Transitioning to Habitat Homeowner
Soon the Gutierrez family will move into their new home. This transition signifies the culmination of about 16 months of consistent effort. After joining our program in April of 2015, they rolled up their sleeves immediately and got to work, primarily in our store. Within 7 months they’d completed their first 250 hours of sweat equity. Not content to rest on their laurels, the Gutierrez family worked even harder, completing another 250 hours by the end of the year. The home they’ll soon move into is far from free. They’ve paid with their labor and enthusiasm and will continue to pay with their pocketbooks. A true partnership, we’re proud to call the Gutierrez family our next Habitat Homeowners.